platinum card

platinum cardPlatinum Credit Card Applications offers Platinum Visa, MasterCard and Discover platinum cards with low introductory APR for 2006. Safe, online instant credit card approvals...

Almost every month
there is a lower APR platinum credit card or a new credit card with better platinum benefits on the U.S. market. Whether you are looking for a platinum credit card with the lowest annual percentage rate or platinum credit card with airline mile bonus program, we have it. Just scroll down!


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Discover® Student Card
Discover Student Card Make your money worth MoreSM*
Unlimited cash rewards, automatically
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
Customer Service in less than a minute, anytime you want
*View Discover® Card Rates, Fees, Rewards and Other Important Information.

Apply or read more of Discover® Student Card


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Pulaski Bank Visa/MasterCard
Pulaski Bank Visa MasterCard Low ratew
No annual fee
0% balance transfers
No fee balance transfers

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American Express® Preferred Rewards Gold Card
American Express Preferred Rewards Gold Card Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No annual fee for the first year - a savings of $125
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Apply or read more of American Express® Preferred Rewards Gold Card


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This Offer Currently Is Not Available !Blue CashSM from American Express®
Blue Cash from American Express Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Express Approval. Get a decision in less than 60 seconds.

This Offer Currently Is Not Available !Apply or read more of Blue CashSM from American Express®


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Discover® More® Card - Sealife Collection
Discover More Card - Sealife Collection 5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.

Apply or read more of Discover® More® Card - Sealife Collection


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Discover® More® Card - Clear
Discover More Card - Clear 5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.

Apply or read more of Discover® More® Card - Clear


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New Millenium Bank Secured Black Diamond Visa®
New Millenium Bank Secured Black Diamond Visa Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.

Apply or read more of New Millenium Bank Secured Black Diamond Visa®


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TrueEarnings® Card from Costco and American Express®
TrueEarnings Card from Costco and American Express Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.

Apply or read more of TrueEarnings® Card from Costco and American Express®


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Pulaski Bank Gold Visa
Pulaski Bank Gold Visa Low rate
No annual fee
0% balance transfers
No fee balance transfers

Apply or read more of Pulaski Bank Gold Visa


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Wired Plastic Prepaid Visa Card
Wired Plastic Prepaid Visa Card New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Apply or read more of Wired Plastic Prepaid Visa Card


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low apr credit cards

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What is apr for paypal credit card
What is apr for paypal credit card This article aims to educate people on why HYIP is right for some people and not right for others because of the risks associated with a potential for large profits.

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Credit cards 1.9 fixed
Credit cards 1.9 fixed Identity Theft & Your Credit Report ---------------------------- Identity theft is a type of fraud in which financial information is illegally obtained for the purpose of making unauthorized purchases and transactions with credit cards or funds from financial accounts.

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Immediate use credit card
Immediate use credit card When Mr. Thomson, your next door neighbour, returned from his Rewards credit cards second trip in a month, you were bound to say how.

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Usa credit shopping club
Usa credit shopping club Getting an insurance is one of those ‘life’ requirements that you should be looking into early in your career, especially now when you are still able to work and earn money.

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No transfer fee credit card
No transfer fee credit card Individuals with bad credit often assume that it is impossible to obtain a refinancing or home equity loan.

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Bank of america visa credit card extended warranty
Bank of america visa credit card extended warranty We all know that credit is important, but what should we do if we are in need of credit repair? I know if were to find that my credit was in trouble, I would want to solve the problem myself rather than pay someone to do it.

Apply or read more of Bank of america visa credit card extended warranty



Main | Disclaimer

Credit Cards Rewards

With so many competitors between banks and credit institutions, most credit card companies offer reward cards to lure new customers always attracted by the offer of getting cash back or reward points that can be exchanged for airline miles, merchandise, or other goods.

This is an increasingly trend on the credit market, appealing indeed but not always the best option for customers ignoring the hidden frills. Reward credit cards are just regular cards labeled that way to entice the cardholders to use them to be rewarded with points for their purchases. The more money spent the more number of points you earn to redeem for merchandise, services, cash rebates and more.

Obviously, those rewards are what make some credit cards popular among consumers and the reason why many standard credit cards issuers have developed rewards programs to encourage the use of their card and keep customers. According to Mintel's Comperemedia, a direct mail research, about 50% of all credit cards on the market include some kind of reward component.

Furthermore, 80% of those same credit cards come with no annual fee making them more attractive for consumers that prefer them over other credit cards ignoring they usually carry a higher annual percentage rate (APR) than common credit cards. A typical reward cards annual percentage rate is about 14%, meaning 4 points higher than any average non-reward credit card.

To make a reward card genuinely rewarding, the cardholder needs to make sure the card issuer is offering the best value for the invested money and that the card is suited for the way they intend to use it. Some reward cards are limited to certain goods or services that sometimes are not the usual merchandise a consumer wants to buy, but implicitly forced to do it in order to accumulate points toward rewards.

This is just one of the many reasons explained by experts regarding this type of credit card and advising the consumer to analyze the terms before applying for a reward card. If you are a frequent traveler or a big spender, then a reward card is for you because those are purchases you will desire and will reward you more points to spend.

The Wall Street Journal considers the reward cards offering points tend to be a better deal that those other offering cash rebates. For instance, a cash back card rewards you with $250 back after spending $25,000, but with a point card, you earn 25,000 points for the same amount of money worth up to $500 if they are exchanged for an airline ticket.
platinum card

Last Updated:
2009-05-04

platinum card
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