 Platinum Credit Card Applications offers Platinum Visa, MasterCard and Discover platinum cards with low introductory APR for 2006. Safe, online instant credit card approvals...
Almost every month
there is a lower APR platinum credit card or a new credit card with better platinum benefits on the U.S. market. Whether you are looking for a platinum credit card with the lowest annual percentage rate or platinum credit card with airline mile bonus program, we have it. Just scroll down!
Intro APR:0%
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Chase FreedomSM Cash Visa®
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Earn 3 Points for every eligible $1 spent1 in purchases at: Grocery Stores, Gas Stations, Quick Service Restaurants.
Earn 1 Point for every $1 spent1 in purchases everywhere else
Get a $50 Check once you've earned $50 in rewards
Save up $200 in rewards and redeem for $250 cash back
Save with 0% APR* for up to 6 months** and No Annual Fee
Apply or read more of Chase FreedomSM Cash Visa®
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Intro APR:0%
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Discover® More(SM) Card
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0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Apply or read more of Discover® More(SM) Card
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Intro APR:0%
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Discover® More(SM) Card - Wildlife Collection
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0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
Choose Your Wildlife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Apply or read more of Discover® More(SM) Card - Wildlife Collection
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Intro APR:0%
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Discover® More(SM) Card - Sealife Collection
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0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
Choose Your Sealife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Apply or read more of Discover® More(SM) Card - Sealife Collection
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Intro APR:0%
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Discover® More(SM) Card - American Flag
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0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
American Flag Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Apply or read more of Discover® More(SM) Card - American Flag
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Intro APR:0%
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Discover® More(SM) Card - Clear
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0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Apply or read more of Discover® More(SM) Card - Clear
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Intro APR:3.9%
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Discover® Motiva(SM) Card
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3.9% Intro APR*
Automatically get a Pay-On-Time BonusSM equal to a full month's interest each time you make 6 on-time payments in a row - twice a year, every year
5-20% Cashback Bonus* at top retailers through our exclusive online shopping site
Up to 1% unlimited Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from over 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
Free payment by phone
Timely e-mail reminders that help you avoid fees
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
No annual fee
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Apply or read more of Discover® Motiva(SM) Card
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Intro APR:0%
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Discover® Open Road(SM) Card
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0% Intro APR*
5% Cashback Bonus for your gas and auto maintenance purchases.
Earn up to 1% Cashback Bonus on all other purchases automatically
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Apply or read more of Discover® Open Road(SM) Card
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Intro APR:0%
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Chase Platinum
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0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Get great Platinum privileges
Apply or read more of Chase Platinum
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Intro APR:2.9%
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Hilton HHonors® Platinum Credit Card
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Low APR: 2.9% for first six months of cardmembership, on Balance Transfer requests submitted with this application
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
Apply or read more of Hilton HHonors® Platinum Credit Card
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Intro APR:2.9%
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Starwood Preferred Guest® Business Credit Card
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Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®, St. Regis®, Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save on business purchases at companies like FedEx® and Hertz®
Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by frequent travelers.
Apply or read more of Starwood Preferred Guest® Business Credit Card
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Intro APR:1.9%
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Choice Privileges® Platinum Visa® Card
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Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Lost luggage recovery.
Year-end summary statement
Zero liability for unauthorized use of the card
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Apply or read more of Choice Privileges® Platinum Visa® Card
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Intro APR:1.9%
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Bank of America Make-A-Wish® Visa®
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Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Travel and Emergency Assistance
Purchase Replacement
No liability for unauthorized Internet transactions.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Apply or read more of Bank of America Make-A-Wish® Visa®
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Intro APR:0%
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Bank of America EfectivaTM Platinum Plus® Visa®
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Card issued by FIA Card Services, NA.
No annual fee
Customer communications are sent in Spanish and English
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Free Year-End Summary Statement
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Apply or read more of Bank of America EfectivaTM Platinum Plus® Visa®
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Intro APR:1.9%
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Asiana Visa® Platinum
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Card issued by FIA Card Services, NA.
Miles can be used for award travel on Star Alliance member airlines
Up to $1,000,000 in travel accident insurance.
Toll free, 24 hour customer service**
Free Photo Security Option
Total Security Protection Pacakge
Complimentary Mini Card
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Apply or read more of Asiana Visa® Platinum
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Intro APR:1.9%
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Hawaiian Airlines Visa® Platinum
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Card issued by FIA Card Services, NA.
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Unlimited automatic rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Total Security Protection
Hotel theft and lost luggage insurance
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Apply or read more of Hawaiian Airlines Visa® Platinum
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Credit Cards Rewards
With so many competitors between banks and credit institutions, most credit card companies offer reward cards to lure new customers always attracted by the offer of getting cash back or reward points that can be exchanged for airline miles, merchandise, or other goods.
This is an increasingly trend on the credit market, appealing indeed but not always the best option for customers ignoring the hidden frills. Reward credit cards are just regular cards labeled that way to entice the cardholders to use them to be rewarded with points for their purchases. The more money spent the more number of points you earn to redeem for merchandise, services, cash rebates and more.
Obviously, those rewards are what make some credit cards popular among consumers and the reason why many standard credit cards issuers have developed rewards programs to encourage the use of their card and keep customers. According to Mintel's Comperemedia, a direct mail research, about 50% of all credit cards on the market include some kind of reward component.
Furthermore, 80% of those same credit cards come with no annual fee making them more attractive for consumers that prefer them over other credit cards ignoring they usually carry a higher annual percentage rate (APR) than common credit cards. A typical reward cards annual percentage rate is about 14%, meaning 4 points higher than any average non-reward credit card.
To make a reward card genuinely rewarding, the cardholder needs to make sure the card issuer is offering the best value for the invested money and that the card is suited for the way they intend to use it. Some reward cards are limited to certain goods or services that sometimes are not the usual merchandise a consumer wants to buy, but implicitly forced to do it in order to accumulate points toward rewards.
This is just one of the many reasons explained by experts regarding this type of credit card and advising the consumer to analyze the terms before applying for a reward card. If you are a frequent traveler or a big spender, then a reward card is for you because those are purchases you will desire and will reward you more points to spend.
The Wall Street Journal considers the reward cards offering points tend to be a better deal that those other offering cash rebates. For instance, a cash back card rewards you with $250 back after spending $25,000, but with a point card, you earn 25,000 points for the same amount of money worth up to $500 if they are exchanged for an airline ticket.
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Last Updated:
2008-04-30
We update time to time the latest platinum credit card offerings. Please bookmark us and keep checking back for up to date information on new platinum credit cards
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